The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 24, 2023

Filed:

Feb. 11, 2021
Applicant:

Block, Inc., Oakland, CA (US);

Inventors:

Alan Paulin, San Francisco, CA (US);

Peter Westen, San Francisco, CA (US);

Shawn Welch, San Francisco, CA (US);

Daniel Federman, San Francisco, CA (US);

Michael Gershunovsky, San Francisco, CA (US);

Ayokunle Omojola, San Francisco, CA (US);

Assignee:

Block, Inc., Oakland, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04L 51/04 (2022.01); G06Q 20/38 (2012.01); G06Q 20/10 (2012.01); H04L 51/046 (2022.01); H04L 51/10 (2022.01); G06Q 40/00 (2012.01); G06Q 20/22 (2012.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06Q 20/02 (2013.01); G06Q 20/102 (2013.01); G06Q 20/223 (2013.01); G06Q 20/322 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3276 (2013.01); G06Q 40/12 (2013.12); H04L 51/04 (2013.01); H04L 51/046 (2013.01); H04L 51/10 (2013.01);
Abstract

In one embodiment, a method includes receiving, by a payment server and from a messaging application executing on a first mobile device operated by a first user, a request to initiate a payment transaction using a payment application. The request includes a payment amount and an identifier associated with the first user. The method includes facilitating a first adjustment to a balance associated with the financial account of the first user in the data store identified based on the identifier. The method includes generating a link associated with the first adjustment and transmitting the link to the first mobile device. The method includes, upon receiving from a second user operating a messaging application, an indication that the second user has interacted with the link within the messaging application, facilitating a second adjustment of a balance of a financial account of the second user according to the payment amount.


Find Patent Forward Citations

Loading…