The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 24, 2023

Filed:

Jan. 29, 2018
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Ankur Arora, New Delhi, IN;

Jaipal Singh Kumawat, Rajasthan, IN;

Aditya Koduri, Haryana, IN;

Chandan Garg, Haryana, IN;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/06 (2012.01); G07F 19/00 (2006.01); H04L 9/06 (2006.01); H04L 67/1042 (2022.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/1085 (2013.01); G06Q 20/065 (2013.01); G06Q 20/3829 (2013.01); G07F 19/203 (2013.01); G07F 19/206 (2013.01); H04L 9/0637 (2013.01); H04L 67/1042 (2013.01);
Abstract

A method for on-behalf ATM processing via blockchain includes: receiving, by a receiver of an automated teller machine (ATM), a transaction identifier; receiving, by an input device interfaced with the ATM, a withdrawal amount; identifying, by the ATM, a blockchain transaction in one of a plurality of blocks comprising a blockchain, wherein the blockchain transaction includes at least the transaction identifier and a current balance; and processing, by the ATM, withdrawal of the withdrawal amount based on the current balance, where processing includes dispensing, by a dispenser interfaced with the ATM, currency equivalent to the withdrawal amount if the withdrawal amount is less than or equal to the current balance or displaying, by a display device interfaced with the ATM, a message indicating an insufficient balance if the withdrawal amount is greater than the current balance.


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