The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 17, 2023

Filed:

Jul. 28, 2021
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Chun Lei Xu, Xian, CN;

Jing James Xu, Xi'an, CN;

Xiao Ming Ma, Xi'an, CN;

Yi Shan Jiang, Beijing, CN;

Lei Gao, Xian, CN;

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06N 3/08 (2006.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06N 3/08 (2013.01); G06Q 40/025 (2013.01);
Abstract

An approach is provided in which the approach constructs a 3-dimensional (3D) matrix based on a plurality of historical transactions performed by a user. The 3D matrix includes a set of features, a set of rows, and a set of channels. The approach trains a convolutional neural network using the 3D matrix, and then uses the trained convolutional neural network to predict a risk level of a new transaction initiated by the user. The approach transmits an alert message based on the predicted risk level.


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