The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 10, 2023

Filed:

Feb. 02, 2021
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Jonathan Hartsell, Mooresville, NC (US);

Nanie Lee, San Francisco, CA (US);

Ray G. Redwood, Charlotte, NC (US);

Daniel Sanford, Charlotte, NC (US);

Elizabeth Votaw, San Franicsco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06Q 30/00 (2012.01); G06Q 40/02 (2012.01); G06Q 50/00 (2012.01); G06Q 50/26 (2012.01); G06V 40/16 (2022.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06F 21/31 (2013.01); G06Q 40/02 (2013.01); G06Q 50/01 (2013.01); G06Q 50/265 (2013.01); G06V 40/172 (2022.01);
Abstract

Systems and methods for remotely verifying an identity of a minor to open an account at a financial institution for the minor are provided. A method includes receiving, by a financial institution computing system associated with the financial institution, a request from an adult computing device associated with the adult to open the account; remotely verifying, by a verification circuit, an identity of the adult based on received information regarding the adult; receiving, by the financial institution computing system, information relating to the minor from a minor computing device associated with the minor; remotely verifying, by the verification circuit, the identity of the minor based on the received information relating to the minor; and opening, by an account opening circuit associated with the financial institution computing system, an account on behalf of the minor.


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