The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 03, 2023
Filed:
Jan. 13, 2021
The Toronto-dominion Bank, Toronto, CA;
Dino D'Agostino, Richmond Hill, CA;
Perry Aaron Jones Haldenby, Toronto, CA;
Dean C. N. Tseretopoulos, Toronto, CA;
Jeffrey Aaron Ecker, North York, CA;
Adam Douglas McPhee, Waterloo, CA;
Milos Dunjic, Oakville, CA;
John Jong-Suk Lee, Toronto, CA;
Arun Victor Jagga, Toronto, CA;
The Toronto-Dominion Bank, Toronto, CA;
Abstract
The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data based on tokenized data characterized by a limited temporal or geographic validity. For example, an apparatus may receive a first signal that includes first information identifying a first geographic position of a client device. The apparatus may also obtain a digital token representative of a pre-authorization of a data exchange between the client device and a terminal device during a corresponding temporal interval. The terminal device may, for example, be disposed within a geographic region that includes the first geographic position of the client device. The apparatus may generate and transmit a second signal that includes the digital token to the client device. In some examples, the apparatus may transmit the second signal being through a programmatic interface associated with an application program executed by the client device.