The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 27, 2022
Filed:
Apr. 30, 2021
Wells Fargo Bank, N.a., San Francisco, CA (US);
Suzanne M. Fisi, Clayton, CA (US);
Kristine Ing Kushner, Orinda, CA (US);
Stephanie S. Hellman, Fairfax, CA (US);
Joel Gardner, San Francisco, CA (US);
John Chuprevich, Davidson, NC (US);
Ayesha Hasan, San Francisco, CA (US);
Darrell L. Suen, San Ramon, CA (US);
Chris Kalaboukis, San Jose, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
An example computing device is programmed to: (a) detect an attempt to secondarily access a user account, the user account being involved in an ongoing primary financial session with a primary device; (b) raise the level of authentication required to secondarily access the user account beyond that which was required to access the account for the primary financial session; (c) when successful authentication at the raised level is achieved, permit secondary access to the user account through a secondary financial session and compare one or more user activities occurring during the secondary financial session to a plurality of fraud profiles; and (d) indicate fraud when comparison of the user activity is consistent with one or more of the plurality of fraud profiles.