The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 27, 2022

Filed:

Sep. 02, 2021
Applicant:

Home Lending Pal, Inc., Orlando, FL (US);

Inventors:

Bryan Young, Orlando, FL (US);

Steven Better, Durham, NC (US);

Assignee:

Home Lending Pal, Inc., Orlando, FL (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/38 (2012.01); G06K 9/62 (2022.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06K 9/628 (2013.01); G06N 20/00 (2019.01); G06Q 20/389 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A system and method for implementing an online service for accelerating an online transaction includes implementing an intelligent subscriber interface; automatically creating API calls based on the plurality of distinct portions of data inputs; composing corpora of subscriber data based on a return of subscriber data by each respective API; implementing a machine learning-based classifier that: infers a first classification label for a first subset of data; and infers a second classification label for a second subset of data; computing a transaction success score that indicates a likelihood of successfully completing a prospective transaction between the subscriber and prospective transacting parties; and presenting one or more distinct product routes based on the transaction success score; creating, via a distributed ledger system, a distributed ledger record of details of the prospective transaction and cryptographic token based on a mutual engagement of the subscriber and a prospective transacting party.


Find Patent Forward Citations

Loading…