The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 20, 2022
Filed:
Aug. 14, 2019
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Brian Mark Fields, Normal, IL (US);
Chien Che Huang, Normal, IL (US);
Mohamed A Wazeer, Normal, IL (US);
Shawn C Bennett, Le Roy, IL (US);
Steven C Cielocha, Bloomington, IL (US);
Ronny S Bryant, Bloomington, IL (US);
Stephen Kohaus, Normal, IL (US);
Terry Quakenbush, Bloomington, IL (US);
Richard A Novak, Bloomington, IL (US);
Aaron Scott Chan, Lisle, IL (US);
Craig M Main, Hagerstown, MD (US);
Weixin Wu, Aurora, IL (US);
Torri Wollenschlager, Bloomington, IL (US);
Carol Marie Csanda, Normal, IL (US);
Stacey Gorsuch, Bloomington, IL (US);
Todd Binion, Bloomington, IL (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, the operating status and/or configuration of autonomous operation features of an autonomous or semi-autonomous vehicle may be determined, such as via an on-board computer system or mobile device, and/or then directly or indirectly wirelessly communicated via data transmission from the vehicle computer system or mobile device to a remote server. An adjustment to one or more risk levels associated with operation of the autonomous or semi-autonomous vehicle may also be determined, and an auto insurance policy, premium, or discount may be adjusted based upon the adjustment to the risk levels and presented to the customer for their review and approval. As a result, insurance cost savings may be passed onto risk averse customers that opt into to a rewards program.