The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 13, 2022

Filed:

Jan. 28, 2021
Applicant:

Citizens Financial Group, Inc., Providence, RI (US);

Inventors:

Andrew Kamron Rostami, Weston, MA (US);

Robert J. Sherman, Norwood, MA (US);

Christina Elizabeth Sweeny, Chadds Ford, PA (US);

Gaurav Sethi, Garnet Valley, PA (US);

Scott Joseph Slagsvol, Beverly, MA (US);

Rebecca Marie Hornbuckle, Boston, MA (US);

Shaun Kevin Fisher, Natick, MA (US);

Najmeh Mirzaie, East Boston, MA (US);

Grace Elisabeth Nicklin, Somerville, MA (US);

Venu Appana, Lexington, MA (US);

Assignee:

Citizens Financial Group, Inc., Providence, RI (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06Q 20/24 (2012.01); G06Q 20/36 (2012.01); G06Q 20/20 (2012.01); G06V 40/20 (2022.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 20/20 (2013.01); G06Q 20/24 (2013.01); G06Q 20/36 (2013.01); G06V 40/20 (2022.01);
Abstract

Data account management systems and methods are described. A server is in communication with one or more information source systems, at least one user device associated with at least one user and one or more electronic data accounts associated with the user. The server links the electronic data accounts, monitors data among the information source systems and the linked accounts for any changes in activity associated with the user, predicts a behavioral activity of the user via machine learning based on at least one of the monitored data and historical data associated with the user, identifies at least one notification instruction specific to the user based on the predicted behavioral activity, and generates an interactive graphical user interface (GUI) for display on the user device. The interactive GUI presents one or more of the notification instruction and a user profile of the at least one user among the linked accounts.


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