The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 13, 2022

Filed:

Feb. 19, 2020
Applicant:

Wells Fargo Bank N.a., San Francisco, CA (US);

Inventors:

Abhijit Shetti, Pleasanton, CA (US);

Laura Marie Fontana, San Francisco, CA (US);

Rameshchandra B. Ketharaju, Hyderabad, IN;

Andrew J. Garner, IV, State Road, NC (US);

Nikolai Stroke, Gilbert, AZ (US);

Duc Trinh, Golden Valley, MN (US);

Mabel Oza, San Francisco, CA (US);

Todd Biggs, San Francisco, CA (US);

Assignee:

Wells Fargo Bank N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/06 (2012.01); G06Q 20/36 (2012.01); G06Q 40/04 (2012.01); G06F 16/28 (2019.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3678 (2013.01); G06F 16/28 (2019.01); G06Q 20/0655 (2013.01); G06Q 20/3672 (2013.01); G06Q 40/04 (2013.01); H04L 63/08 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A system and method for preventing the double-spending of digital currency that transfers between multiple DLT networks. The system and method includes creating, based on a unit of fiat currency, a first digital currency of a first type on a first DLT network and a second digital currency of a second type on a second DLT network. Each of the first digital currency and the second digital currency simultaneously represent a value associated with the unit of fiat currency. The system and method includes detecting a transaction request to transfer the first digital currency from the first DLT network to the second DLT network. The system and method include locking, responsive to detecting the transaction request, the first digital currency onto the first DLT network to prevent a transfer of the first digital currency from the first DLT network to another DLT network responsive to a subsequent transaction request.


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