The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 06, 2022

Filed:

Apr. 19, 2021
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Bradley Wardman, Phoenix, AZ (US);

Jakub Ceiran Burgis, Houwald, LU;

Nicole Harris, Mesa, AZ (US);

Blake Butler, Scottsdale, AZ (US);

Nathan Robert Pratt, Scottsdale, AZ (US);

Kevin James Tyers, Chandler, AZ (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/40 (2022.01); H04L 51/046 (2022.01); H04L 67/306 (2022.01); G06F 40/279 (2020.01);
U.S. Cl.
CPC ...
H04L 63/1483 (2013.01); H04L 51/046 (2013.01); H04L 63/102 (2013.01); H04L 63/145 (2013.01); H04L 67/306 (2013.01); G06F 40/279 (2020.01);
Abstract

Methods, systems, and computer program products for performing passive and active identity verification in association with online communications. For example, a computer-implemented method may include receiving one or more electronic messages associated with a user account, analyzing the electronic messages based on a plurality of identity verification profiles associated with the user account, generating an identity trust score associated with the electronic messages based on the analyzing, determining whether to issue a security challenge in response to the electronic messages based on the generated identity trust score, and issuing the security challenge in response to the electronic messages based on the determining.


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