The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 06, 2022

Filed:

Nov. 04, 2016
Applicant:

Nti, Inc., Yokkaichi, JP;

Inventor:

Takatoshi Nakamura, Yokkaichi, JP;

Assignee:

NTI, INC., Mie, JP;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G07G 1/12 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06Q 20/102 (2013.01); G06Q 20/3676 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/407 (2013.01); G07G 1/12 (2013.01);
Abstract

A settlement system with higher security which replaces a settlement system using credit cards is provided. The settlement system has a user terminal, a settlement device, and a settlement terminal. First, a user ID, a password, and upper limit amount information identifying an amount are inputted in a user terminal(S), and sent to the settlement device (S). The settlement device performs credit determination (S), generates temporary permission information if credit is possible (S), and sends the temporary permission information to the user terminal (S). The user terminal generates a one-time password (S). The one-time password is inputted to the settlement terminal (S). If the one-time password sent from the settlement terminal to the settlement device is identical to the one-time password created in the settlement device, the settlement device allows a user's payment (S).


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