The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 06, 2022

Filed:

May. 19, 2016
Applicant:

Citibank, N.a., New York, NY (US);

Inventors:

Saket Gupta, Bergenfield, NJ (US);

Venkat Ramanathan, Cincinnati, OH (US);

Assignee:

CITIBANK, N.A., New York, NY (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 20/382 (2013.01); G06Q 20/401 (2013.01); H04L 63/0272 (2013.01); H04L 63/04 (2013.01); H04L 63/08 (2013.01);
Abstract

A distributed private ledger function of a server of a first consortium member receives data representing an alias for one of its customers from the customer and also receives data that represents an alias for a customer of a second member replicated by a distributed private ledger function of a server of the second member to all members of the consortium. Thereafter, the distributed private ledger function of the first member's server identifies a recipient account of the second member's customer based on an account pointer associated with the alias of the second member's customer and initiates a transfer of funds from a source account of the first member's customer corresponding to an account pointer associated with the alias for the first member's customer to the identified recipient account of the second member's customer.


Find Patent Forward Citations

Gupta, Saket. (2022). Distributed private ledger systems and methods (U.S. Patent No. 11521185). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11521185

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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