The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 08, 2022

Filed:

Apr. 24, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Mark Nelsen, Oakland, CA (US);

David William Wilson, Camberley, GB;

Guido Mangiagalli, London, GB;

Anjana Neera Surin, Foster City, CA (US);

Sayeed Mohammed, Foster City, CA (US);

Alan Johnson, Herriman, UT (US);

Phillip Lavender, Foster City, CA (US);

Glenn Powell, Fremont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/40 (2022.01); G06F 16/24 (2019.01); G06F 21/31 (2013.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); G06F 16/24 (2019.01); G06F 21/31 (2013.01); G06Q 20/40 (2013.01); H04L 63/083 (2013.01); G06F 2221/2113 (2013.01); H04L 2463/082 (2013.01);
Abstract

A system and method of establishing a resource provider as a trusted listing are disclosed. The method includes receiving, by a directory server computer, an indication from a user that a resource provider is trusted. The directory server computer is programmed to provide a first level of authentication. The method then includes storing, in a database, data representing the indication from the user that the resource provider is trusted. The method then includes receiving an authentication request message from the user conducting an interaction at the resource provider computer and determining that the data representing the indication from the user that the resource provider is trusted is present. In response to determining, the method includes providing a second level of authentication to the user before the user is allowed to complete the interaction. The second level of authentication is lower than the first level.


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