The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 01, 2022

Filed:

Jul. 09, 2019
Applicant:

Q2 Software, Inc., Austin, TX (US);

Inventors:

Jesse Lee Barbour, West Lake Hills, TX (US);

Adam David Anderson, Austin, TX (US);

Benjamin Ray Webster, Jacksonville, FL (US);

Kristi Lynn Voll, Cedar Park, TX (US);

Stephen John Zabel, Austin, TX (US);

Assignee:

Q2 SOFTWARE, INC., Austin, TX (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/06 (2012.01); G06Q 30/02 (2012.01); G06F 16/36 (2019.01); G06F 16/9535 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/0631 (2013.01); G06F 16/367 (2019.01); G06F 16/9535 (2019.01); G06Q 30/0201 (2013.01);
Abstract

Embodiments of a system as described herein may receive financial institution product information from a plurality of financial institutions distributed across a computing network. The system may also receive data from the plurality of financial institutions distributed across the computer network and create or update an ontology. A relevance score may be generated for a set of financial institution products which may, in conjunction with a campaign definition provided by a financial institution administrator, be used to associate users with a list of campaigns which may be stored as campaign data. An online banking application at a user device may request campaign data for a user. In response, the system may return campaign data for the user to the online banking application. Using the campaign data, the online banking application may select one or more products to recommend to the user and display content for the selected products on the user device.


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