The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 01, 2022

Filed:

Aug. 29, 2018
Applicant:

Pej Ab, Malmö, SE;

Inventors:

Victor Sandberg, Malmö, SE;

Marcus Johansson, Lund, SE;

Assignee:

PEJ AB, Malmö, SE;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 30/06 (2012.01); H04W 12/06 (2021.01); H04W 12/63 (2021.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/108 (2013.01); G06Q 20/204 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4015 (2020.05); G06Q 30/0635 (2013.01); H04W 12/06 (2013.01); H04W 12/63 (2021.01);
Abstract

A computerized method () of performing a purchase and an associated communication system are disclosed. A customer mobile computing device (CMCD) communicates () with a server computing device (SCD) to generate an order for the purchase. The server computing device (SCD) communicates () with a payment processor computing device (PPCD) to perform a first part of a payment transaction for the purchase, wherein the first part of the payment transaction involves reserving funds for the purchase. A merchant computing device (MCD) performs () a digital handshake procedure with the customer mobile computing device (CMCD). The digital handshake procedure involves short-range wireless data communication to verify spatial proximity between the customer mobile computing device (CMCD) and the merchant computing device (MCD). When spatial proximity has been verified, the merchant computing device (MCD) communicates () with the server computing device (SCD) to accept the order. The server computing device (SCD) communicates () with the payment processor computing device (PPCD) to perform a second part of the payment transaction, wherein the second part of the payment transaction involves capturing funds for the purchase.


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