The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 25, 2022

Filed:

Jun. 26, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Oleg Makhotin, Paris, FR;

Eduardo Lopez, Menlo Park, CA (US);

Erick Wong, Menlo Park, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04L 69/08 (2022.01); H04W 12/08 (2021.01); G06Q 20/02 (2012.01); G06Q 20/36 (2012.01); H04W 4/50 (2018.01); H04W 4/80 (2018.01); H04W 12/30 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3227 (2013.01); G06Q 20/02 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/3263 (2020.05); G06Q 20/3265 (2020.05); G06Q 20/3278 (2013.01); G06Q 20/36 (2013.01); H04L 69/08 (2013.01); H04W 4/50 (2018.02); H04W 4/80 (2018.02); H04W 12/08 (2013.01); H04W 12/35 (2021.01);
Abstract

Embodiments of the present invention are directed to a centralized trusted service manager system in the form of a trusted service manager interconnectivity service hub, which facilitates and provides communications between entities involved I mobile contactless payment systems. One embodiment is directed to a method for processing a message related to a mobile payment application on a secure element of a mobile communication device through an interconnectivity services hub including receiving the message from a first entity in a first protocol and determining a trusted service manager associated with the secure element from among a plurality of trusted service managers using a routing table comprising routing information. Then the method continues by determining a second protocol corresponding to the trusted service manager associated with the secure element, translating the message into the second protocol, and sending the translated message to the trusted service manager which communicates with the secure element.


Find Patent Forward Citations

Loading…