The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 11, 2022

Filed:

Jul. 25, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Kim R. Wagner, Sunnyvale, CA (US);

John F. Sheets, San Francisco, CA (US);

Mark Nelsen, Oakland, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/06 (2021.01); H04W 12/069 (2021.01); H04L 9/40 (2022.01); H04W 12/122 (2021.01); H04W 12/30 (2021.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
H04W 12/069 (2021.01); H04L 63/0861 (2013.01); H04W 12/122 (2021.01); H04W 12/30 (2021.01); H04W 12/63 (2021.01);
Abstract

A method by an access device comprising obtaining a first biometric sample of a user; generating a first biometric template or a derivative thereof from the first biometric sample; transmitting the first biometric template or the derivative thereof to a mobile device, wherein the mobile device or the user determines if the access device is an authentic access device; receiving a confirmation of a match between the first biometric template and a second biometric template on the mobile device; and conducting a transaction between the access device and the mobile device, after the mobile device or the user determines that the access device is authentic.


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