The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 11, 2022

Filed:

Jan. 23, 2020
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Asad Joheb, Toronto, CA;

Mohit Sharma, Toronto, CA;

Madeline Redmond, Brampton, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/06 (2022.01); H04L 67/1095 (2022.01); G06F 16/27 (2019.01);
U.S. Cl.
CPC ...
H04L 67/06 (2013.01); G06F 16/27 (2019.01); H04L 67/1095 (2013.01);
Abstract

Methods and computer systems for processing bulk transfer files are described. In an aspect, a transfer processing system is configured for: receiving a bulk transfer file from a remote device, the bulk transfer file defining a plurality of requested transfers associated with a database; classifying one or more of the requested transfers defined in the bulk transfer file as being likely to fail processing by passing the requested transfers defined in the bulk transfer file to a classifier trained to identify transfers likely to fail processing based on training data, the training data including a plurality of prior requested transfers and associated completion indicators indicating the prior requested transfers that failed processing; and providing, in real time or near real time, a notification to the remote device of the requested transfers identified as likely to fail processing.


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