The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 11, 2022
Filed:
Jun. 18, 2020
The Toronto-dominion Bank, Toronto, CA;
Robert Alexander McCarter, Eden, CA;
Vipul Lalka, Oakville, CA;
Nadia Moretti, Toronto, CA;
Paige Dickie, Toronto, CA;
Denny Kuruvilla, Toronto, CA;
Dino D'Agostino, Richmond Hill, CA;
Dean Tseretopoulos, Toronto, CA;
Milos Dunjic, Oakville, CA;
John Jong-Suk Lee, Toronto, CA;
Arun Victor Jagga, Toronto, CA;
Ruby Walia, Demarest, NJ (US);
The Toronto-Dominion Bank, Toronto, CA;
Abstract
The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically authorize pre-stages data exchanges based on contextual data. For example, an apparatus may receive first data characterizing an initiation of a first exchange of data between a client device and a terminal device. Based on the first data, the apparatus may obtain second data that characterizes an expected initiation of a second exchange of data during a corresponding temporal interval, which may be specified relative to an initiation time of the first data exchange. The apparatus may generate and transmit, to a computing system, pre-authorization data that requests a pre-authorization of the second data exchange to a computing system. The pre-authorization data may include a portion of the second data and may instruct the computing system to pre-authorize the second data exchange in accordance with the second data.