The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 11, 2022
Filed:
May. 28, 2019
Advanced New Technologies Co., Ltd., Grand Cayman, KY;
Chao Li, Hangzhou, CN;
Hua Zhao, Hangzhou, CN;
Chunjie Dong, Hangzhou, CN;
Hong Jin, Hangzhou, CN;
Lijie Zhang, Hangzhou, CN;
ADVANCED NEW TECHNOLOGIES CO., LTD., George Town, KY;
Abstract
Methods, systems, and apparatus, including computer programs encoded on computer storage media, for payment services are provided. One of the methods includes: receiving a payment request, the payment request containing a user identifier and operation data generated in a current transaction corresponding to the user identifier; determining, according to the operation data, at least one operation hopping sequence in the current transaction, the operation hopping sequence containing at least one operation hopping event; obtaining, from a set of risk parameters corresponding to the user identifier, a risk parameter corresponding to the operation hopping event in the operation hopping sequence, risk parameters in the set of risk parameters being obtained by adjusting risk parameters used for risk identification in a previous transaction according to operation data generated in the previous transaction corresponding to the user identifier; and adjusting the obtained risk parameter according to the at least one operation hopping sequence.