The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 11468426 B1

Date of Patent:

Oct. 11, 2022

Filed:

Jun. 16, 2020

Payment method, apparatus and device

Applicant:

Advanced New Technologies Co., Ltd., Grand Cayman, KY;

Inventors:

Taiming Feng, Hangzhou, CN;

Yingde Liu, Hangzhou, CN;

Assignee:

ADVANCED NEW TECHNOLOGIES CO., LTD., George Town, KY;

Attorney:

Primary Examiner:

Christopher Bridges

Assistant Examiner:

Toan Duc Bui

Int. Cl.

CPC ...

G06Q 20/32 (2012.01); G06K 7/14 (2006.01); G06K 19/06 (2006.01); G06Q 10/10 (2012.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2012.01); H04L 67/12 (2022.01); H04L 67/52 (2022.01); H04L 67/53 (2022.01); G06Q 20/34 (2012.01);

U.S. Cl.

CPC ...

G06Q 20/3274 (2013.01); G06K 7/1417 (2013.01); G06K 19/06037 (2013.01); G06Q 10/10 (2013.01); G06Q 20/02 (2013.01); G06Q 20/108 (2013.01); G06Q 20/4014 (2013.01); G06Q 40/02 (2013.01); H04L 67/12 (2013.01); H04L 67/52 (2022.05); H04L 67/53 (2022.05); G06Q 20/342 (2013.01);

Abstract

A payment method, apparatus, and device are provided. The method includes: determining, according to geographical location information of a user, a third-party payment institute corresponding to the user's location, obtaining, through a payment server, a payment account of the third-party payment institute compatible for a local transaction, and scanning a barcode to complete a payment using the payment account. During the payment process, a DOI including information of the payment account is presented to a merchant, and the merchant extracts the payment account therein, and forwards order information and the payment account to the third-party payment institute. The third-party payment institute identifies the payment account and forwards the same to the payment server. The payment server identifies a user identity corresponding to the payment account, and then completes the payment process.

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Feng, Taiming. (2022). Payment method, apparatus and device (U.S. Patent No. 11468426). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11468426

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