The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 04, 2022

Filed:

Nov. 05, 2019
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Brandon Harris, Union City, NJ (US);

Eugene I. Kelton, Mechanicsburg, PA (US);

Chaz Vollmer, Raleigh, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 10/06 (2012.01); G06Q 50/22 (2018.01); G06Q 10/10 (2012.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/0201 (2013.01); G06N 20/00 (2019.01); G06Q 10/10 (2013.01); G06Q 30/0204 (2013.01); G06Q 30/0255 (2013.01); G06Q 50/22 (2013.01);
Abstract

Embodiments can provide a method for identifying a behavioral pattern from simulated transaction data, the method including: simulating transaction data using a reinforcement learning model; and identifying a behavioral pattern from the simulated transaction data. The step of simulating transaction data further includes: providing standard customer transaction data representing a group of customers having similar transaction characteristics as a goal; and performing a plurality of iterations to simulate the standard customer transaction data, wherein the plurality of iterations is performed until a degree of similarity of simulated customer transaction data relative to the standard customer transaction data is higher than a first predefined threshold. In each iteration, the method includes conducting an action including a plurality of simulated transactions; comparing the action with the goal; providing feedback associated with the action based on a degree of similarity relative to the goal; and adjusting a policy based on the feedback.


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