The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 04, 2022
Filed:
Aug. 28, 2014
Wells Fargo Bank, N.a., San Francisco, CA (US);
Ashish Bhoopen Kurani, Burlingame, CA (US);
Nikolai Stroke, Gilbert, CA (US);
Bipin Sahni, Pleasanton, CA (US);
Stephen M. Ellis, San Francisco, CA (US);
Steve Puffer, Champlin, MN (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A mobile wallet computer server receives a fund access request from a user device. The fund access request is made in connection with a payment transaction. The mobile wallet server generates a tokenized card number, transmits the tokenized card number to the user device, and receives receive the tokenized card number from a card network computer system after having been routed from the user device via a merchant computer system and via an acquirer processor computer system. The mobile wallet computer server converts the tokenized card number to the actual credit card account number of the user and transmits the actual credit card account number to the card network computer system to process the payment transaction.