The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 04, 2022

Filed:

Dec. 05, 2019
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Esmat Zare, Frisco, TX (US);

Yasong Zhou, Carrollton, TX (US);

Wayne Decesaris, Frisco, TX (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 3/08 (2006.01); G06N 3/04 (2006.01);
U.S. Cl.
CPC ...
G06N 3/08 (2013.01); G06N 3/04 (2013.01);
Abstract

Methods and computer-readable media for repeated holdout validation include collecting independent data representing independent variables; collecting dependent data representing a dependent variable; correlating the independent data with the dependent data; creating a data set comprising the correlated independent and dependent data; generating a plurality of unique seeds; creating a plurality of training sets and a plurality of validation sets; associating each training set with a single validation set; training the neural network a plurality of times with the training sets and seeds to create a plurality of models; calculating accuracy metric values for the models using the validation sets associated with the training sets used to create respective models; performing a statistical analysis of the accuracy metric values; and ranking the independent variables by a strength of correlation of individual independent variables with the dependent variable, when a metric of the statistical analysis exceeds a threshold.


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