The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 20, 2022
Filed:
Dec. 01, 2020
Bank of America Corporation, Charlotte, NC (US);
Robert E. Mills, Jr., Stockbridge, GA (US);
Murali Santhanam, Naperville, IL (US);
Kerry Kurt Simpkins, Fort Mill, SC (US);
John B. Hall, Charlotte, NC (US);
Michael J. Pepe, Jr., Wilmington, DE (US);
Jasher David Fowles, Davidson, NC (US);
Jeanne Moulton, Concord, NC (US);
Susan Deans, Virginia Beach, VA (US);
Athena Barlow, Jersey City, NJ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Systems for dynamic profile control are provided. A system may receive first check data that may include a number of checks written over a predetermined time period for an account. The first check data may be analyzed to determine the number of checks written in a predetermined time period and the number may be compared to one or more thresholds. Based on the comparison, a first tier level may be identified for the account. A profile record may be generated including a check profile that may include one or more parameters based on the identified first tier level. The system may then build the profile by adding checks to the profile upon determining that the checks meet predefined criteria. After a predetermined time period has expired, the system may process additional data to determine whether the identified tier level and associated parameters should be modified.