The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 13, 2022

Filed:

Oct. 28, 2019
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Max Guise, San Francisco, CA (US);

Andrew John Leiserson, San Francisco, CA (US);

Dino Dai Zovi, New York, NY (US);

Assignee:

Block, Inc., San Francisco, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); H04W 12/12 (2021.01); G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01); H04W 4/80 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/20 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/341 (2013.01); H04W 4/80 (2018.02); H04W 12/12 (2013.01);
Abstract

A payment terminal may include payment interfaces to receive payment information from payment devices such as chip cards and NFC payment devices. Monitoring components may monitor these payment interfaces. In addition, test requests may be transmitted to a payment device in order to elicit responses. The monitored information and the responses may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and responses may be provided to a server, which may store the monitored information and responses, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.


Find Patent Forward Citations

Loading…