The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 30, 2022
Filed:
Dec. 27, 2019
Uipco, Llc, San Antonio, TX (US);
Valerie Ann Roth, San Antonio, TX (US);
Charise Renee Whitaker, San Antonio, TX (US);
Oscar Guerra, San Antonio, TX (US);
Ashley Raine Philbrick, San Antonio, TX (US);
Paula Ann Whittington, Helotes, TX (US);
Kelly Q. Baker, San Antonio, TX (US);
Will Kerns Maney, Jr., San Antonio, TX (US);
Sumita T. Jonak, San Antonio, TX (US);
Pragya Kamal, Phoenix, AZ (US);
Ryan Thomas Russell, San Antonio, TX (US);
Joel S. Hartshorn, Liberty Lake, WA (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A method and system of increasing the security of requests to access funds from a joint bank account by secondary users in order to permit a primary user to securely regulate fund usage are disclosed. The system and method are configured to link to a bank account and restrict the access of funds by secondary users per conditions defined by the primary user(s). An application can be accessed via a computing device that receives requests for funds from secondary users and requires the secondary user to also submit a digital image or video that supports their proposed transaction. The request will only be conveyed to the primary user if the necessary digital verification is received by the system.