The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 30, 2022

Filed:

Apr. 27, 2017
Applicant:

Harex Infotech Inc., Seoul, KR;

Inventors:

Kyung Yang Park, Seoul, KR;

Dae Yeon Kim, Seoul, KR;

Moon Ho Yang, Gyeonggi-do, KR;

Hoon Joon Jung, Gyeonggi-do, KR;

Assignee:

HAREX INFOTECH INC., Seoul, KR;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/32 (2013.01); G06F 21/33 (2013.01); G06F 21/42 (2013.01); G06Q 20/32 (2012.01); G06Q 20/10 (2012.01); G07F 19/00 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06F 21/32 (2013.01); G06F 21/33 (2013.01); G06F 21/42 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3278 (2013.01); G07F 19/203 (2013.01); H04L 63/0876 (2013.01);
Abstract

The present invention relates to providing a financial transaction and, more particularly, to a system and method for proceeding with a financial transaction in a financial terminal such as an automated teller machine (ATM) using an approval number resulting from pre-approval. The present invention is directed to providing a system and method for proceeding with a financial transaction, such as a cash withdrawal or a purchase of a gift certificate, by obtaining transaction approval in advance with a portable terminal through communication with a financial institution server or the like and then transferring only a result of the transaction approval to an ATM or the like.


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