The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 23, 2022
Filed:
Oct. 21, 2020
United Services Automobile Association (Usaa), San Antonio, TX (US);
Ashley Raine Philbrick, San Antonio, TX (US);
Oscar Guerra, San Antonio, TX (US);
Kelly Q. Baker, San Antonio, TX (US);
Carlos J P Chavez, San Antonio, TX (US);
Yevgeniy Viatcheslavovich Khmelev, San Antonio, TX (US);
Theresa Marie Matowitz, San Antonio, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
An electronic device is disclosed that enables payment option selection by receiving a location of the electronic device from a location sensor and determines a retailer associated with the location. The electronic device stores a mobile wallet that in turn stores multiple payment options. The electronic device then determines discounts, rewards, or both, for the payment options, and compares the discounts, rewards, or both for the payment options to determine a recommended payment option. The electronic device enables selection of the recommended payment option to perform a transaction with the retailer, and performs the transaction using the recommended payment option in response to the selection of the recommended payment option.