The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 23, 2022

Filed:

May. 02, 2018
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Ankur Arora, New Delhi, IN;

Avinash Kumar, Bokaro, IN;

Rakesh Patel, Haryana, IN;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/38 (2012.01); G06K 7/14 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06K 7/1417 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 2220/00 (2013.01);
Abstract

A method for secure approval of a check includes: reading a machine-readable code to obtain a block identifier and a validation value, wherein the machine-readable code is displayed on a physical check and encoded with the block identifier and validation value; receiving a digital signature from an external device; identifying a blockchain data value stored in a blockchain, wherein the blockchain data value includes at least the block identifier and an additional value; validating the received digital signature using a public key; validating the validation value based on a comparison of the validation value to the additional value; and approving use of the physical check to fund a payment transaction upon successful validation of the received digital signature and validation value.


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