The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 16, 2022
Filed:
Apr. 11, 2018
Wells Fargo Bank, N.a., San Francisco, CA (US);
Kelley A. Chamberlain, Huntersville, NC (US);
David J. Dietrich, Charlotte, NC (US);
Michael Knorr, Fairfield, CT (US);
Robert L. Kosicki, Huntersville, NC (US);
Valeria J. Gray-Lindsey, Charlotte, NC (US);
Duane F. Lindquist, Glenview, IL (US);
Michael Mangieri, West Islip, NY (US);
Maria V. Marmolejos, San Francisco, CA (US);
Jacqueline A. Monteferrario, Franklin Lakes, NJ (US);
Yonesy F. Nunez, Allentown, PA (US);
Leonard J. Valentino, Stamford, CT (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors and having instructions stored thereon that, when executed, causes the one or more processors to receive a request from a user device to initiate an electronic transaction to a beneficiary, identify a risk associated with the beneficiary, calculate a risk score for the electronic transaction based on the risk, transmit a notification to the user device, wherein the notification causes display of one or more mitigation activities for reducing the risk, receive data from the user device associated with the one or more mitigation activities, compare the data with information corresponding to the beneficiary stored in a data store, recalculate the risk score based on the comparison, and transmit an electrical signal to the user device to cause the display of a result of the recalculation.