The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 09, 2022

Filed:

Nov. 03, 2020
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

David Tuomikoski, San Antonio, TX (US);

Rochelle A. Tijerina, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); H04M 3/38 (2006.01); H04W 4/14 (2009.01); H04M 3/42 (2006.01); H04L 67/55 (2022.01); H04W 4/60 (2018.01); H04W 12/08 (2021.01); H04M 3/51 (2006.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); H04L 63/205 (2013.01); H04L 67/26 (2013.01); H04M 3/382 (2013.01); H04M 3/42059 (2013.01); H04M 3/5166 (2013.01); H04W 4/14 (2013.01); H04W 4/60 (2018.02); H04W 12/06 (2013.01); H04W 12/08 (2013.01); H04M 2203/6045 (2013.01); H04M 2203/6054 (2013.01);
Abstract

Methods and systems described in this disclosure receive a call from a device associated with a caller and determine whether the caller is eligible for biometric authentication via the device by sending, via a communications network, an eligibility determination request to an issuer of the device. In response to the caller being eligible for biometric authentication, a request to initiate a biometric authentication process on the device is sent to an issuer of the device, where biometric credentials are received by the device and an indication of whether the biometric credentials were verified is received from the issuer of the device.


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