The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 09, 2022

Filed:

Sep. 18, 2015
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Brian Grassadonia, San Francisco, CA (US);

Jesse Dorogusker, San Francisco, CA (US);

Matthew H. Maibach, San Francisco, CA (US);

Jeremy Wade, San Francisco, CA (US);

Michael Dustin Moring, San Francisco, CA (US);

Assignee:

Block, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); H04W 40/20 (2009.01); G06Q 20/38 (2012.01); H04W 84/18 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G06Q 20/202 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3821 (2013.01); H04W 40/20 (2013.01); H04W 84/18 (2013.01);
Abstract

In some examples, methods and systems may process one or more payment transactions between a merchant and a customer by obtaining at least one payment proxy having a syntax including a monetary currency indicator preceding an alphanumeric character. The payment proxy may be transmitted by a transmitter component of a payment beacon device. The method includes generating, through an application accessed through the customer device, a message by identifying the payment proxy in a message and a money transfer amount in the message; parsing the payment proxy to identify the merchant associated with the payment proxy in the message; identifying a merchant financial account associated with the identified merchant, based on a stored association between the merchant financial account and the identified merchant; and initiating, by the payment processing system, a transfer of funds indicative of the money transfer amount from a financial account of the customer to a financial account of the merchant.


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