The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 02, 2022

Filed:

Dec. 14, 2020
Applicants:

Thomas M. Isaacson, Huntingtown, MD (US);

Ryan C. Durham, Anchorage, AK (US);

Jason Wolfe, Sewickley, PA (US);

Patrick Ledbetter, Arlington, VA (US);

Adam Ludwig, San Francisco, CA (US);

Inventors:

Thomas M. Isaacson, Huntingtown, MD (US);

Ryan C. Durham, Anchorage, AK (US);

Jason Wolfe, Sewickley, PA (US);

Patrick Ledbetter, Arlington, VA (US);

Adam Ludwig, San Francisco, CA (US);

Assignee:

GIFTYA LLC, Pittsburgh, PA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 20/34 (2012.01); G06Q 40/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/24 (2012.01); G06Q 20/12 (2012.01); G06Q 20/38 (2012.01); H01L 21/683 (2006.01); H01L 21/687 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/342 (2013.01); G06Q 20/10 (2013.01); G06Q 20/105 (2013.01); G06Q 20/12 (2013.01); G06Q 20/24 (2013.01); G06Q 20/34 (2013.01); G06Q 20/387 (2013.01); G06Q 40/02 (2013.01); H01L 21/6833 (2013.01); H01L 21/68757 (2013.01); H01J 2237/20 (2013.01);
Abstract

Disclosed are systems and methods for processing gift transactions. An example method includes receiving an identification of a first merchant from a giver at a first time, wherein a gift from the giver to a recipient is redeemable at the first merchant. The method can include generating a policy comprising the first merchant. The policy can be at least in part giver-defined and linked to the recipient payment account. The method can then include transmitting an electronic notice to a recipient device, receiving a selection from the recipient of a second merchant at which to redeem the gift from the giver, updating the policy to apply to the second merchant selected by the recipient to yield an updated policy and, upon receiving an indication of a triggering event caused by use of the recipient payment account as defined by the updated policy, applying an amount of money to the gift.


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