The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 26, 2022

Filed:

Feb. 15, 2019
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Calvin Chan, Mineola, NY (US);

Christopher Cracchiolo, Old Bridge, NJ (US);

Andras Ferenczi, Peoria, AZ (US);

Andrew Martin Baal Thomas, Jersey City, NJ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 30/0229 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0236 (2013.01); G06Q 30/0239 (2013.01); H04L 9/3239 (2013.01); H04L 9/3297 (2013.01); H04L 2209/38 (2013.01); H04L 2209/56 (2013.01);
Abstract

A blockchain-based loyalty point distribution system may be configured to provide decentralized loyalty IDs. The decentralized loyalty IDs may allow distribution of loyalty rewards in response to transaction-based events and non-transaction-based events, including behavioral interactions. The system may include a loyalty partner system that receives a rewards event from a customer. The loyalty partner system may determine a loyalty ID associated with the customer, and write the rewards event to the blockchain. A loyalty provider system may receive notification of the rewards event write and distribute the loyalty reward to the customer. The loyalty provider may instruct the loyalty partner to remit payment for the loyalty reward, and may update customer and loyalty partner balances on the blockchain.


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