The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 26, 2022

Filed:

May. 26, 2020
Applicant:

Apple Inc., Cupertino, CA (US);

Inventors:

Sebastien Fontaine, Montreal, CA;

Luc Dolcino, Laval, CA;

Benjamin Du Hays, Hampstead, CA;

Maxime De Nanclas, Montreal, CA;

Xavier Alberti, Montreal, CA;

Assignee:

Apple Inc., Cupertino, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3227 (2013.01); G06Q 20/20 (2013.01); G06Q 20/32 (2013.01); G06Q 20/322 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/34 (2013.01); G06Q 20/353 (2013.01); G06Q 20/388 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4012 (2013.01);
Abstract

A method of and system for operating a mobile device used as a payment terminal are disclosed. The mobile device is configured to run a point of sale (POS) application for receiving a payment from a customer. User input comprising an amount corresponding to the payment is received. A contactless interface of the mobile device is activated. An indication of one or more payment applications supported by a payment apparatus is received via the contactless interface. One of the payment applications is selected. Data associated with the payment apparatus is acquired. The data associated with the payment apparatus identifies a financial account of the customer. At least a portion of the data associated with the payment apparatus is encrypted. The encrypted data and an identifier corresponding to the merchant are sent to a remote server.


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