The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 19, 2022
Filed:
May. 11, 2020
At&t Intellectual Property I, L.p., Atlanta, GA (US);
Craig Auer, Webster Groves, MO (US);
Wen-Ling Hsu, Bridgewater, NJ (US);
Guang-Qin Ma, Kendall Park, NJ (US);
Clayton Moore, Dallas, TX (US);
Edabeth Brown, Midlothian, TX (US);
Robert Robertson, Jr., Southlake, TX (US);
Kevin McDorman, Dallas, TX (US);
Brian Economaki, Richardson, TX (US);
AT&T Intellectual Property I, L.P., Atlanta, GA (US);
Abstract
A processing system deployed in a telecommunication network may obtain data records including data associated with subscribers, cluster the subscribers into a plurality of clusters in accordance with the data, identify a first set of subscribers enrolled in automated clearing house (ACH) payment agreements, and identify a second set of subscribers not enrolled in ACH payment agreements, calculate distance measures for the second set of subscribers, where for each respective subscriber of the second set of subscribers, the distance measures include a respective distance measure of the respective subscriber to a feature centroid for a subset of the first set of subscribers in a same cluster as the respective subscriber, select a subset of the second set of subscribers based upon the plurality of distance measures for receiving an offer in an ACH payment agreement, and present communications to the subset of the second set of subscribers with the offer.