The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 19, 2022
Filed:
Apr. 15, 2020
Wells Fargo Bank, N.a., San Francisco, CA (US);
Chad E. Adams, Fairview Heights, IL (US);
Daniel Robert Caricato, Fort Mill, SC (US);
Kahlidah B. Covington, Kannapolis, NC (US);
Ashley Brook Godfrey, Chambersburg, PA (US);
Christopher Wayne Howser, Concord, NC (US);
Nicola A. Maiorana, Charlotte, NC (US);
Nirali J. Patel, Pineville, NC (US);
Richard Joseph Schroeder, Charlotte, NC (US);
Roger Daryll White, Charlotte, NC (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Disclosed herein are systems and methods for establishing, using, and recovering universal digital identifiers. In an embodiment, a system establishes a universal identifier (ID) associated with a user and a device of the user. The universal ID is universal with respect to a plurality of distinct entities, has at least a suspended state and an unsuspended state, and initially is in the unsuspended state. The system transmits the universal ID to the device of the user. Thereafter, the system detects an ID-suspension event in connection with the universal ID, and responsively suspends the universal ID, including placing the universal ID in the suspended state. After suspending the universal ID, the system completes an ID-recovery process for the universal ID, and responsively unsuspends the universal ID, including placing the universal ID in the unsuspended state.