The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 19, 2022
Filed:
Jun. 24, 2021
Applicant:
Block, Inc., San Francisco, CA (US);
Inventors:
Philip Parker, San Francisco, CA (US);
Andrew Gertig, San Francisco, CA (US);
Assignee:
Block, Inc., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06N 20/00 (2019.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06N 20/00 (2019.01); G06Q 40/10 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3223 (2013.01);
Abstract
Technology is described for implementing and managing loans made against projected tax refunds. In one example, a payment service system receives a request for a loan against an expected tax refund for a user. The payment service system can determine a confidence score for loan repayment and can generate an offer for the loan based on the confidence score. Upon acceptance of the offer, the user can be provided with funds for the loan.