The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 19, 2022

Filed:

Sep. 02, 2014
Applicant:

Apple Inc., Cupertino, CA (US);

Inventors:

George R. Dicker, Los Altos, CA (US);

Christopher B. Sharp, San Jose, CA (US);

Ahmer A. Khan, Milpitas, CA (US);

Yousuf H. Vaid, Fremont, CA (US);

Glen W. Steele, San Jose, CA (US);

Christopher D. Adams, San Jose, CA (US);

David T. Haggerty, San Francisco, CA (US);

Assignee:

Apple Inc., Cupertino, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/32 (2012.01); G06Q 20/02 (2012.01); G06Q 20/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06Q 20/02 (2013.01); G06Q 20/047 (2020.05); G06Q 20/327 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3827 (2013.01);
Abstract

To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device. The electronic device may also associate receipt information, which is subsequently received from a third party (such as the payment network), with the financial transaction by comparing the determined unique transaction identifier to the computed unique transaction identifier.


Find Patent Forward Citations

Loading…