The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 19, 2022

Filed:

Nov. 11, 2019
Applicant:

Giftya Llc, Pittsburgh, PA (US);

Inventors:

Thomas M. Isaacson, Huntingtown, MD (US);

Ryan C. Durham, Dunkirk, MD (US);

Jason Wolfe, Sewickley, PA (US);

Patrick Ledbetter, Arlington, VA (US);

Adam Ludwig, San Francisco, CA (US);

Assignee:

GIFTYA LLC, Pittsburgh, PA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 20/34 (2012.01); G06Q 40/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/24 (2012.01); G06Q 20/12 (2012.01); G06Q 20/38 (2012.01); H01L 21/683 (2006.01); H01L 21/687 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/342 (2013.01); G06Q 20/10 (2013.01); G06Q 20/105 (2013.01); G06Q 20/12 (2013.01); G06Q 20/24 (2013.01); G06Q 20/34 (2013.01); G06Q 20/387 (2013.01); G06Q 40/02 (2013.01); H01L 21/6833 (2013.01); H01L 21/68757 (2013.01); H01J 2237/20 (2013.01);
Abstract

Disclosed herein are systems, methods, and non-transitory computer-readable storage media for creating a gift in one medium of exchange from stored value in another medium of exchange. The system accesses a first account representing stored value in a first medium of exchange, and chooses an amount of the stored value from the first medium of exchange. Then the system converts the amount of the stored value to a second medium of exchange to yield a converted amount, and gives the converted amount in the second medium of exchange to a recipient as a gift, wherein the gift is associated with a recipient account for the second medium of exchange, and wherein the gift is associated with a policy monitoring transactions made using the recipient account such that the converted amount is applied to a transaction satisfying conditions of the policy.


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