The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 19, 2022
Filed:
Sep. 04, 2020
United Services Automobile Association (Usaa), San Antonio, TX (US);
Jeff Pollack, San Antonio, TX (US);
Michael Frank Morris, San Antonio, TX (US);
Bharat Prasad, San Antonio, TX (US);
Frank Kyle Major, San Antonio, TX (US);
John Weatherman Brady, Boerne, TX (US);
Ralph Paige Mawyer, Jr., San Antonio, TX (US);
Clint James Reynolds, San Antonio, TX (US);
Kairav Mahesh Shah, Katy, TX (US);
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA), San Antonio, TX (US);
Abstract
An image of a check may be presented for payment in a banking system in place of the physical paper check. The check to be deposited can be collected from a depositor using a scanner. A web site, accessed through a depositor's web browser, can be used to drive the process of collecting the check, but in some contexts (e.g., in less popular computing environments, such as those that do not run the most popular operating systems), it is economically infeasible to obtain the certificates that would be used to allow a program executing in the web browser to control the scanner. Thus, a depositor can be instructed to capture and upload images of the check in the form of files, where the image files are then presented for payment through a banking system.