The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 12, 2022

Filed:

Oct. 03, 2019
Applicant:

Mastercard Technologies Canada Ulc, Vancouver, CA;

Inventors:

John Hearty, Vancouver, CA;

Hanhan Wu, Surrey, CA;

Randy Lukashuk, Errington, CA;

Anton Laptiev, Vancouver, CA;

Jake Madison, Vancouver, CA;

Christopher Bailey, Langley, CA;

Igor Opushnyev, New Westminster, CA;

Parin Prashant Shah, Vancouver, CA;

Sik Suen Chan, Richmond, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 17/18 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0876 (2013.01); G06F 17/18 (2013.01); H04L 63/0853 (2013.01); H04L 63/0884 (2013.01); H04L 63/0892 (2013.01);
Abstract

An account recommendation system that includes a server. The server is operable to identify a user account based on a server-side persistent device identification. The server includes a processor and a memory. The server is configured to receive a request including one or more attributes related to a client device, identify the server-side persistent device identification ('PDI') record for the client device based on the one or more attributes of the client device, identify one or more candidate accounts based on the server-side persistent device identification, determine confidence scores for each of the one or more candidate accounts, generate a recommendation signal for the user account associated with the client device based on the confidence scores, and transmit the recommendation signal to a merchant server.


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