The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 05, 2022

Filed:

Oct. 27, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

James Sinton, Essex, GB;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/12 (2012.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01); G06Q 20/20 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/12 (2013.01); G06Q 20/204 (2013.01); G06Q 20/382 (2013.01); G06Q 20/405 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/40145 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01);
Abstract

A method and system for processing a financial transaction initiated by a cardholder with a merchant. The cardholder initiates the transaction using a cardholder input device and transmits an authorization request message including transaction data received by the cardholder input device from a point of sale (POS) device associated with the merchant. The authorization request message is received by a computer system. The transaction data is validated, and an authorization response message is transmitted after validation. The cardholder input device may forward the authorization response message to the POS device for completing the transaction.


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