The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 28, 2022
Filed:
Jul. 16, 2018
Mastercard International Incorporated, Purchase, NY (US);
Ankur Arora, New Delhi, IN;
Rakesh Patel, Haryana, IN;
Ankur Dua, Haryana, IN;
Aditya Koduri, Haryana, IN;
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
A method for preventing account referral fraud includes: receiving a referral request, the request including a referring account identifier; transmitting a digital signature corresponding to the referral request to a processing server; verifying, by the processing server, the digital signature using a public key; identifying a plurality of blockchain data values included in a blockchain using the public key, wherein each data value is related to a blockchain transaction involving a blockchain wallet associated with the public key; generating an authenticity score for the blockchain wallet based on data included in the plurality of blockchain data values; receiving, by the referral server, the authenticity score from the processing server; and processing the referral request based on the authenticity score, wherein processing the referral request includes one of: declining the referral and awarding a referral reward.