The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 21, 2022

Filed:

Oct. 04, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Katherine Dintenfass, Lincoln, RI (US);

Maria Carolina Barraza Enciso, New York, NY (US);

Elena Kvochko, New York, NY (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06F 21/32 (2013.01); G06F 21/62 (2013.01); G06Q 20/40 (2012.01); H04W 12/63 (2021.01); H04W 12/106 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06F 21/32 (2013.01); G06F 21/629 (2013.01); G06Q 20/367 (2013.01); G06Q 20/40145 (2013.01); H04W 12/106 (2021.01); H04W 12/63 (2021.01); G06F 2221/2137 (2013.01); G06F 2221/2143 (2013.01);
Abstract

Aspects of the disclosure relate to a system that provides enhanced security of information transmitted by connected devices. The system may be used to request resources from members of a donee's virtual group. Donated funds or line of credit may be loaded to the donee's digital wallet with no link to any of the donee's personal accounts. The request for resources may utilize secure correspondence between the donee and the prospective donors. The secure correspondence may be locked and prevented from being forwarded or captured via a screenshot to ensure confidentiality. If an attempt is made to forward or copy the secure correspondence, the secure correspondence may be deleted. Donated funds/line of credit may be allocated for specific use, and may not be owned by the donee until used.


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