The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 14, 2022

Filed:

Jun. 30, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Prasanth Yeddula, Sunnyvale, CA (US);

Ashwini Laxminarayana Tantry, Fremont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/40 (2022.01); G06F 16/245 (2019.01);
U.S. Cl.
CPC ...
H04L 63/0853 (2013.01); G06F 16/245 (2019.01); H04L 63/102 (2013.01);
Abstract

Methods and systems for provisioning transferable access tokens are disclosed. An access device associated with a resource provider can communicate with a first communication device as part of an interaction between a first user and the resource provider. The access device can generate an authorization request message comprising a first access token and an interaction value. The access device can transmit the authorization request message to an authorization computer. The authorization computer can authorize the interaction and generate an authorization response message. After authorizing the interaction, the authorization computer can provide a transferable access token to the first communication device. The first communication device can transmit the transferable access token to a second communication device, so that a second user can use the transferable access token in an interaction.


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