The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 14, 2022

Filed:

Aug. 22, 2018
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Kerry Michelle Cantley, Fort Mill, SC (US);

Geoffrey Reed Williams, Midlothian, TX (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06N 20/00 (2019.01); G06F 16/2457 (2019.01); H04N 21/478 (2011.01); G06Q 20/20 (2012.01); H04L 67/12 (2022.01); G06Q 30/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0201 (2013.01); G06F 16/2457 (2019.01); G06N 20/00 (2019.01); G06Q 20/202 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0613 (2013.01); H04L 67/12 (2013.01); H04M 2203/556 (2013.01); H04M 2215/0104 (2013.01); H04M 2215/815 (2013.01); H04N 21/47805 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for document presentment and fulfillment based on pattern analytics. The present invention is configured to determine one or more resource transfers executed by one or more users, wherein the one or more resource transfers are executed in response to one or more resource transfer requests; retrieve information associated with the one or more resource transfers executed by the one or more users; initiate one or more machine learning algorithms on the retrieved information; determine a pattern associated with the one or more resource transfers executed by the one or more users based on at least the retrieved information; and re-configure the one or more resource transfer requests based on at least the pattern associated with the one or more resource transfers executed by the one or more users.


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