The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 14, 2022

Filed:

Nov. 17, 2016
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Michael Joseph Gaeta, San Antonio, TX (US);

Alexander B. Nagelberg, San Antonio, TX (US);

Joseph Matthew Doddato, Boerne, TX (US);

Steven J. Schroeder, Oak Point, TX (US);

Michael L. Hertz, San Antonio, TX (US);

Hudson R. Jameson, Aubrey, TX (US);

Gunjan Vijayvergia, San Antonio, TX (US);

Bharat Prasad, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/06 (2012.01); G06Q 20/04 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06Q 20/4016 (2013.01);
Abstract

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving information of a negotiable instrument, transmitting the information to a distributed ledger system, the distributed ledger system maintaining a blockchain that records transactions associated with a plurality of negotiable instruments, receiving validation information from the distributed ledger system, the validation information indicating that negotiable instrument has not already been accepted, and accepting the first negotiable in response to the validation information.


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